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Key Operational Objectives

  • Provision of approximately 26.45 billion ALL during the next three years (2018-2019-2020). Respectively 7.84 billion ALL during year 2018; 8.8 billion ALL during 2019 and 9.8 billion ALL during the year 2020.

  • Attain an end of YR 2018 portfolio of about 11.2 billion ALL.

  • Expansion of services to new Regional Branches and agencies.

  • Maintain a portfolio at risk of no more than 4% in the three forthcoming years.

  • Increasing staff efficiency with an average of 125; 130 and 140 active loans/ per loan officer respectively as end of year 2018; 2019 and 2020.

  • Building the necessary infrastructure for the implementation of other services and products (according to the new statute as a Non-Banking Financial Institution licensed by the Bank of Albania) which will indicate on the improvement of the financial efficiency of BESA Fund j.s.c activity.

  • Maintaining and improving the self-financial sustainability in the three forthcoming years.

  • Maintaining indicators in accordance with the supervisory regulations of the Bank of Albania.


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