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Key Operational Objectives

  • Provision of approximately 22.44 billion ALL during the next three years (2017-2018-2019). Respectively 6.85 billion ALL during year 2017; 7.46 billion ALL during 2018 and 8.13 billion ALL during the year 2019.

  • Attain an end of YR 2018 portfolio of about 9.28 billion ALL.

  • Expansion of services to new Regional Branches and agencies.

  • Maintain a portfolio at risk of no more than 4% in the three forthcoming years.

  • Increasing staff efficiency with an average of 125; 130 and 140 active loans/ per loan officer respectively as end of year 2017; 2018 and 2019.

  • Building the necessary infrastructure for the implementation of other services and products (according to the new statute as a Non-Banking Financial Institution licensed by the Bank of Albania) which will indicate on the improvement of the financial efficiency of BESA Fund j.s.c activity.

  • Maintaining and improving the self-financial sustainability in the three forthcoming years.

  • Maintaining indicators in accordance with the supervisory regulations of the Bank of Albania.


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