PERSONAL LOAN
Is your business under the licencing proces and you need financing? Fondi BESA supports you financially to continue your activity!
Interest rate remains unchanged throughout the loan duration!
Advance payment option without any commission or fine surcharge!
LOAN CHARACTERISTICS:
 AMOUNT |
The maximum loan amount is 2,000,000 ALL |
| CURRENCY |
ALL |
| TERM |
Up to 7 years (84 months) |
| FEE |
1.5-5% according to the loan term |
| COLLATERAL |
Without collateral up to 600,000 ALL Amounts over 600,000 ALL:(Mortgage, Lien) |
| REPAYMENT |
Depending on client preference: • Flat – equal installments for the whole repayment period. • Declining – Interest is calculated on the remaining amount of principal |
| INTEREST |
22% to 27% Interest rate is consistent with: • Loan amount and terms • Collateral to be used as a guarantee for the loan • Number of loans the client has benefitted |
| NEI |
24.48% to 30.60% |
| EXAMPLE | |
| Amount | 700,000 ALL |
| Maturity | 24 Months |
| Nominal monthly interest | 2% |
| Nominal annual interest | 24% |
| Fee (in %) | 3% |
| Guarantee | Lien |
| APR | 28.8% |
Apply!
