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VACANCY NOTICE


Fondi BESA sh.a Lending Institution for Businesses, announces Competition on vacancy notice ASSISTANT OPERATOR

for the city of Durrës.

The main requirements for candidates in this position are as below:

  • Higher education diploma in the Faculty of Economics or relevant fields
  • Must have at least 1-year professional experience in the field of lending, sales or management;
  • Must be able to offer high quality service to customers;
  • Must possess very good communication skills both written and verbal;
  • Must have the capacity to work in a team and support others;
  • Must be well-organized and correct;
  • Must prepare accurate and timely reports according to requirements;
  • Must possess very good basic computer programs;

Main duties to be in charge of:

  • To communicate and inform potential customer/s on products and services of the company as well as to maintain accurately the entire necessary information from them;
  • To serve as contact person for the office;
  • To coordinate and ensure the realization in due time of all respective activities and documentation for customers who are part of special projects;
  • To conduct various questionnaires with customers and enable their insertion into respective programs;
  • To describe briefly the history of the customers;
  • To assist during the lending process; in application, processing of customer data in the credit system of ASF and in disbursement;
  • To assist in the maintenance of customer files and inventory of physical and electronic documentation;
  • To assist the Branch Director and register data on” System of daily closure”;
  • To prepare accurately and in due time reports according to the request of the Branch Director;

VACANCY NOTICE: IT MIS, IT Security Specialist, IT Hardware Specialist


Fondi BESA sh.a Lending Institution for Businesses, announces competition on vacancy notice in the position of 

IT MIS, in the Headquarters:

Main requirements on candidates for this position are:

  • Master degree in Computer Sciences, Information Systems /Engineering or similar fields;
  • Two year experience on data bases, reporting and development techniques and other IT-related positions. Experience with drafting of data storage and their functioning would be preferable;
  • Substantial knowledge related to RDBMS (MSSQL/ORACLE), especially in MS reporting services and respective instruments and development techniques;
  • Substantial knowledge related to functioning of banking system, accounting standards and products;
  • Work experience with programming languages is preferable. Net, PHP, Java, PL/SQL, XML, Web service etc;
  • Must have substantial operational, analytical and communication capacities, must be responsible and cooperative in teamwork;
  • Banking experience would be preferable (at a minimum of 2 years);
  • Substantial knowledge and communication capacities in English;

Main duties to be in charge of:

  • To analyze in detail the needs for microcredit on automation of processes/business activities, propose, develop and maintain applications and reports in accordance with business specifications.
  • To support the business units for the preparation and analysis in detail of business requirements for new applications or modification of existing ones and draft respective solutions.
  • To develop, distribute and maintain reports, solutions/applications in accordance with written business specifications.

IT Security Specialist at the Internal Audit Department , in the Headquarters:

Main requirements for candidates in this position are as following:

  • Higher education in the field of Economic Informatics.
  • Similar experience in the field of information technology and programming in financial institutions (microfinance, banking).
  • Over 5 year experience in the field of informatics or Economic Informatics
  • Substantial analytical and communication skills in order to comprehend and implement the objectives of the institution in the field of IT and business
  • General knowledge in the use of operating systems Windows Server 2012. LINIX, etc.
  • General knowledge in network technologies LAN, MAN, WAN, router, switches, etc.
  • Substantial knowledge in programming languages C ++, C #, Java, PHP, NET or
  • Substantial knowledge in SQL server 2012/2014 and Oracle.

Main duties to be in chrage of:

  • To offer good organizational skills and expertise in the solving of problems and treatment of difficult situations and to develop solutions.
  • To offer good and cooperative skills in order to work independently and in group.
  • To offer good time management skills in order to meet the deadlines and attain maximum results.

IT HARDWARE SPECIALIST, for the Headquarters.

Main requirements for candidates in this position are as follows:

  • Higher education in the branches of Informatics, Computer Engineering;
  • Substantial knowledge on operationg systems Linux, Windows Server 2012 and newer versions;
  • Substantial knowledge on data back up systems (Tape Server);
  • Substantial knowledge on basic services of Active-Directory and mail client;
  • Susbstantial knowledge on operation systems Windows 7,8,10 and their troubleshooting;
  • Substantial knowledge on data security systems such as antivirus, etc.
  • Substantial knowledge on printers, photocopy machines and scanners;
  • Substantial knowledge on networks based on OSI model, switching, routing and wireless;
  • Good communication skills at work and in group;
  • Other qualifications in the field of information technology;
  • Preferably  experiences in similar sectors, banking and financial secttor;
  • Preferably in posession of a driving liences;
  • Not to have been dismissed due to disciplinary measures;
  • Good command of English as a foreign language.

All candidates must submit the following documents:

  • Employment request
  • Curriculum Vitae
  • Photocopy of University Diploma associcated with a list of grades
  • Various qualification certificates
  • Professional reference form the recent employer
  • Photographs (1 piece)

The required documentation must be submitted by email within October 8, 2021 to  the following official address of our institution:

 – mfi@besa.org.al

TRAINING FOR HEADS OF REGIONAL BRANCHES


On June 15-16 and 17-18 it was held training on topic:

“Enhancement of Capacities of the Heads of Regional Branches on Sale & Marketing of Microcredit Products”.

During this training, the heads of regional branches were qualified with knowledge to enhance their capacities towards the main goal “Sale of loan products”.

Fondi Besa is a company that invests in the professional development of its employees through continuous training, ensuring that knowledge of staff is updated.

Our staff is the most precious asset and the development of employees is our main priority.

VACANCY NOTICE


Fondi BESA sh.a Lending Institution for Businesses, announces competition on vacancy notice as to the position LOAN OFFICER for the following cities:

Tirana, Durres,Shkodër, Peshkopi, Korçë, Berat, Fier and Vlore.

he main requirements for candidates in this position are as below:

  • Higher education diploma, preferably Faculty of Economics;
    • Work experience in similar sectors is preferable; (for experienced persons in this field, salary will be negotiatable);
    • Driving license is preferable;
    • Must not have been dismissed due to disciplinary measures;

All candidates must submit the following documention:

  1. Employment Request
  2. Curriculum Vitae

The requested documentation must be submitted by email within April 20, 2021 to the following official address of the Institution:

                               – mfi@besa.org.al

For any other information you can visit our webiste www.fondibesa.com.

VACANCY NOTICE


Fondi BESA sh.a Lending Institution for Businesses, announces competition on vacancy notice as to the position CASHIER for the city of Elbasan.

The main requirements for candidates in this position are as below:

  • Higher education diploma, preferably Faculty of Economics;
    • Substantial knowledge of computer use;
    • Work experience in similar sectors is preferable;
    • Must not have been dismissed due to disciplinary measures;

All candidates must submit the following documention:

  1. Employment Request
    1. Curriculum Vitae

                                    The requested documentation must be submitted by email within April 6, 2021 to the following official address of the Institution:

                               – mfi@besa.org.al

For any other information you can visit our website www.fondibesa.com.

BORROW WISELY 2020


The “Borrow Wisely” campaign is an international campaign that is directed to actual and potential clients of Fondi Besa. The campaign is organized by Microfinance Centre – an international organization that promotes international standards in the field of client protection and financial education. The campaign is held at 14 states including: Albania, Armenia, Azerbaijan, Bosnia & Herzegovina, Georgia, Kosovo, Bulgaria, Moldova, North Macedonia, Montenegro, Serbia, Romania, Greece and Tajikistan.

How much can I afford to borrow?

• Learn to calculate accurately your monthly savings.

• Monthly loan repayments should not exceed 70% of your monthly savings.

E.g. If Income = 1000 and Expenses = 800 then Savings = 200. Monthly repayments = 140 max

• Take a loan in the same currency as your income.

• Fondi Besa will also assess your capacity to pay to ensure you can afford the loan.

Do I know how much I will pay?

• Learn how to compare different offers to make an informed choice.

• It is a everyone right to ask information about loan costs.

• Remember, a lower interest rate does not guarantee a cheaper loan.

• Ensure you include all costs and charges when calculating your monthly repayments, not just interest payments.

• Beware of aggressive lenders – special offers are seldom special.

• Carefully analyze the length of the loan – lower payments over a longer period may not work out cheaper.

• Fondi Besa discloses all charges including arrangement fees and penalties – not all loan providers do.

Do I fully understand the contract?

• Read the contract from beginning to end/ Your loan officer should give you enough time for this. Understand the costs, penalties, timings and mechanics of payments

• Ask your loan officer for help to understand every point. Always ask for clarification of professional/financial jargon used in the contracts (e.g. ask for explanation of terms like: APR, annuity method, nominal rate, prepayment commission etc.)

• Take your time – take it home and consider – don’t be rushed into signing something you don’t understand

What should I do if I need to complain?

• Please tell us if you are not satisfied.

• Always execute your right to complain.

• In case you need to complain, please contact the credit officer, the branch director, send an email or call in the toll free number which is in the contract. You can also fill the complain form that you will find in our offices and send it by post or you may write in the section Complains in Fondi Besa webpage.

• Your opinion helps us provide a better service for our customers!

Control debt – don’t let it control you!

• Too much debt can lead to problems with repayment.

• Avoid multiple loans: with several loans you are at greater risk of over indebtedness.

• Take loans for investments, avoid taking loans for things you desire but don’t need.

• Care about your credit history the records are there forever. Don’t take out a loan for someone else.

• Be careful about being a guarantor for someone else’s loan.

• Talk to your loan officer if you are in trouble we are here to help.

Pursuant the concern of Fondi Besa about the client protection, this year we joined the international educational campaign “Borrow Wisely”.

Please find below the video on the campaign “Borrow Wisely”: