Are you 18 – 28 years old and without experience in business, but with a good business idea? – We finance you !

This is a short-term and medium-term loan targeting young people who are economically active in urban or rural areas of the country in order to promote self-employment and their social inclusion.

LOAN CHARACTERISTICS:

AMOUNT	Up to 1,000,000 ALL
CURRENCY	ALL (LEK)
TERM	Up to 5 years (60 months)
FEE	1-4% according to loan terms
COLLATERAL	Mortgage, Lien, Pledge, Endorsement depending on the loan terms.
REPAYMENT	Depending on client preference: • Flat – equal installments for the whole repayment period. • Declining – Interest is calculated on the remaining amount of principal
INTEREST	15% Interest rate is consistent with: • Loan amount and terms • Collateral to be used as a guarantee for the loan • Number of loans the client has benefitted