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Annual Analysis of Fondi Besa Activity is held


On February 14-16, 2019, it was held annual analysis of Fondi Besa activity for 2018, which followed discussions in every regional branch.

The preceding year confirmed the sustainability of the institution. Its activity went on expanding, remaining well-capitalized, liquid and profitable.

In his speech, the Executive Director Mr. Bajram Muçaj, tackled the particular importance of the annual analysis in the progress of work, determination of arising problems, their settlement and the intensification of work to achieve objectives in the succeeding year.

In continuation, the accomplished indexes were presented as below:

For 2018, the Fondi Besa appears to have 32,575 active clients, with a surplus loan over 11,4 billion ALL. In terms of loan disbursements the results have been very good and appear to be 21, 413 disbursed loans with a volume of roughly9,9 billion ALL.

Since the start of the activity, the Fondi Besa has disbursed 208,034 loans with a volume of 71,9 billion ALL. The rate for the bad loans went on improving and amounting to the value of 2.88%.

As a result of the committment of all employees, increase of their work responsibility, organization and strengthening of team work, it has been observed an increase of productivity and efficency of the work of all departments, with an increasing trend to the accomplishment of objectives and further expansion of activity.

During January-December 2018, the Fondi BESA has paid particular attention to the improvement of office infrastructure in order to enhance the effectiveness of the institution and expand its presence in the targeted market. With a personnel of 549 employees, the Fondi BESA aims at being an accountable employee who furnishes employees with good working conditions and promotion opportunities. That is why we are trying to establish a cooperative, open, innovative culture that attracts and motivates the employees.

These achievements come as a result of committment and professionalism of the personnel. The Fondi BESA continously invests in the enhancement of human resource capacities through professional trainings of all levels, which regards them as part of employer’s responsibility. 

In his closing speech, Mr. Muçaj delivered the up to date assessment and performance of the Fondi BESA, highlighting that “That is the opportunity to express delight on the increasing engagement of our institution, given that the well-management of lending activity, modernization of systems and processes that enhance efficiency and productivity, increase of transparency towards our clients, shareholders and partners, are challenges faced by the institution in its daily work. The sustainable and increasing performance of this institution during the recent years will also continue in the succeeding periods, providing our clients with access to financial services and products as to timely accomplishment of their needs for development. We aim to be their most trusted partner. 

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