Key Operational Objectives

To maintain an outstanding in the value of 19.5 billion ALL and an active clientele of 50,000 at the end of 2026.
To maintain a portfolio at risk no more than 4 – 5 % in the next three years.
To Increase staff productivity by achieving an average active loan/loan officer of 100; 110 and 122 respectively at the end of 2024, 2025 and 2026.
To create the necessary infrastructure for the implementation of new services and products that will affect the improvement of the financial efficiency of the activity of Fondi BESA.
To maintain and improve financial self-sustainability in the next three years.
To maintain indexes and indicators in accordance with the supervisory regulations of the Bank of Albania.
To strengthen the social dimension, where, through special products, can increase financial inclusion of women, with the aim of disbursing roughly 5,000 loans/annually. Likewise, through the lending activity, it aims at creating about 2,500 new enterprises/annually, creating the possibility of maintaining about 10,000 jobs or the impact on improving their quality of life directly and indirectly.

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