Key Operational Objectives
- Maintain an outstanding value of 23.35 billion lek and an active clientele of 50,000 by the end of year 2027 (specifically 17.2 billion lek in 2025, 19 billion lek in 2026, and 23.3 billion lek in 2027).
- Keep the portfolio at risk level at no more than 4 – 5% over the next three years.
- Increase staff productivity by achieving an average of active loans per credit officer of 100, 110, and 122, respectively, by the end of 2025, 2026, and 2027.
- Establish the necessary infrastructure for implementing new services and products that will enhance the financial efficiency of Fondi BESA operations.
- Maintain and improve financial self-sustainability over the next three years.
- Adhere to indicators and metrics in accordance with the regulations of the Bank of Albania supervision.
- Strengthen the social dimension by increasing financial inclusion for women through special products, with the aim of disbursing around 5,000 loans per year. Additionally, through lending activities, it aims to create around 2,500 new enterprises per year and provide opportunities to maintain about 10,000 jobs, as well as have an impact on directly and indirectly improving their quality of life.
