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PERSONAL LOAN


    

Is your business under the licencing proces and you need financing? Fondi BESA supports you financially to continue your activity!

Interest rate remains unchanged throughout the loan duration!

Advance payment option without any commission or fine surcharge!

LOAN CHARACTERISTICS:

   

 

  AMOUNT   The maximum loan amount is  2,000,000 ALL
  CURRENCY   ALL
  TERM   Up to 7 years (84 months)
  FEE   1.5-5% according to the loan term
  COLLATERAL   Without collateral up to 600,000 ALL
Amounts over 600,000 ALL:(Mortgage, Lien)
  REPAYMENT Depending on client preference:
Flat – equal installments for the whole repayment period.
Declining – Interest is calculated on the remaining amount of principal
  INTEREST   22% to 27%
Interest rate is consistent with:
• Loan amount and terms
• Collateral to be used as a guarantee for the loan
• Number of loans the client has benefitted
 NEI 24.48% to 30.60%

  

EXAMPLE  
Amount 700,000 ALL
Maturity 24 Months
Nominal monthly interest 2%
Nominal annual interest 24%
Fee (in %) 3%
Guarantee Lien
APR 28.8%

 

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