The premises of your house not only deal with the placement of a roof and four walls. They are the reflection of your style and personality. Their maintenance in good shape requires periodical renovation, given that aesthetics and comfort are equally important as location and construction quality. If you need funds to renovate your house premises, then you have at your disposal the housing loan by Fondi BESA.

This product will be oriented towards individuals who wish to invest on:

• Improvement/ Renovation of an apartment/ dwelling house
• Expansion of an apartment / dwelling house
• Purchase of land and/or coverage of documentation expenses for investment purposes (for instance, no payment of fees for legalization of business etc).

Beneficiaries:

• Every individual in need of changing the conditions of his dwelling house, making an addition or maintaining it.

LOAN CHARACTERISTICS:

AMOUNT	The maximum loan amount is  1,500,000 ALL
CURRENCY	ALL
TERM	Up to 5 years (60 months)
FEE	1-3% according to the loan term
COLLATERAL	Mortgage, Lien, Pledge, Endorsement depending the loan term and amount.
REPAYMENT	Depending on client preference: • Flat – equal installments for the whole repayment period.
INTEREST	21.00% to 25.20%
NEI	23.14% to 28.32%