CONSUMERS LOAN
Loans that support realizing your desires!
For all of you who want to renovate your home, buy new furniture, repair your car, or travel, now the decision is easier because Fondi BESA is supporting you with the Consumer Loan.
If you need funding up to 200,000 ALL for consumer needs, you can get the loan quickly and easily.
• Consumer Loans fits to your needs and requirements regarding the term and amounts.
• The loan is transferred directly to your account once the contract is signed.
• We allow you to repay the loan in advance at no extra cost
For further information and loan examples with effective interest please download the Leaflet
LOAN CHARACTERISTICS:
 AMOUNT |
The maximum loan amount is 600,000 ALL |
| CURRENCY |
ALL |
| DURATION |
Up to 4 years (48 months) |
| FEE |
1.5-4% according to the loan term. |
| COLLATERAL |
Lien; Endorsement |
| REPAYMENT |
Depending on client preference: • Flat – equal installments for the whole repayment period. • Declining – Interest is calculated on the remaining amount of principal. |
| INTEREST |
27% |
| NEI |
| EXAMPLE | |
| Amount | 300,000 ALL |
| Maturity | 24 Months |
| Nominal monthly interest | 2.25% |
| Nominal annual interest | 27% |
| Fee (in %) | 3% |
| NEI | 30.11% |
Example:
| Loan Amount | Monthly Instakkment | Term (month) |
|---|---|---|
| 80,000 | 4,550 | 24 |
| 300,000 | 10,285 | 48 |
• Figures are approximate. For accurate figures, you need to get the right information at your nearest office of Fondi BESA in your city.
• Please download the Standardized Pre-contractual Information Leaflet
• For further information please download Method of calculating the effective interest
Apply!