BUSINESS LOAN IN LEK


    

• Do you want to expand your business?
• Are you thinking of buying new equipment or machineries?
• Do you have ideas and initiatives to start a new business?

You can achieve these through our product ”Business Loan”

Fondi BESA supports you to finance any income generating activity, to finalize your projects, to improve technology, purchase equipment and machineries, increase inventory, etc.
With the Business Loan, you will not face any interest rate change over the entire duration of the loan. That is, in order for you to be able to plan at the time of receiving the loan what the amount of the loan installment you will pay each month.

 

Criteria to Benefit the Loan:
• Customers who apply must have the necessary knowledge and experience of the activity they are applying for financing.
• Customers must own 30% of the funds needed for funding and Fondi BESA offers up to 70% of the investment value.

  

LOAN CHARACTERISTICS:

   

AMOUNT The maximum loan amount is ALL 5,000,000
For special cases, Fondi BESA considers loans over ALL 5,000,000
CURRENCY Lek (ALL)
DURATION Up to 8 years (96 months) for amounts up to ALL 5,000,000
Up to 10 years (120 months) for amounts over ALL 5,000,000
FEE 1-4% according to the loan term
COLATERAL Mortgage, Lien, Pledge, Endorsement depending the loan term and
amount.
REPAYMENT Depending on client preference:
Flat – equal installments for the whole repayment period.
Declining – Interest is calculated on the remaining amount of principal.
INTEREST Interest rate is consistent with:
• Loan amount and terms
• Collateral to be used as a guarantee for the loan
• Number of loans the client has benefitted

  

For further information and loan examples with effective interest please download the Leaflet

 
 

Example :

 

Loan AmountMonthly InstallmentTerm (months)
1,000,00032,60148
2,000,00049,77872
10,000,000210,17884

  

Figures are approximate. For accurate figures, you need to get the right information at your nearest office of Fondi BESA in your city.

Please download the Standardized Pre-contractual Information Leaflet

  

NOTE:
The following types of business do not benefit this loan:
• clubs / casinos,
• gamblings / slot machines,
• insurance agencies / services,
• political parties,
• pornographic or similar activities,
• trade and production of weapons,
• as well as any kind of activity that harms the environment

Apply!