LOAN FOR WOMEN
Fondi BESA sh.a aims at strengthening the role of women in the economic life of the community, as well as improving conditions of their families.
“LOAN FOR WOMEN” is a loan that is specifically designed for women that are willing to realize their consumer dreams and wishes.
Beneficiaries:
Every woman in need of facing urgent expenses
LOAN CHARACTERISTICS:
 AMOUNT |
50,000 – 600,000 ALL |
| CURRENCY |
ALL |
| TERM |
48 months |
| FEE |
3-4% according to the loan term |
| COLLATERAL |
Without collateral |
| REPAYMENT |
Depending on customer’s preference: • Flat – equal installments throughout the loan repayment period. • Declining – Calculated interest over the remaining amount of principal and loan installment are decreasing |
| INTEREST |
25% – 29% |
| DOCUMENTATION |
If employed / self-employed: • Identity card /borrower’s passport • Family certificate • Certificate of incomes • No endorser needed • Preliminary Consent Clause • Application form • Pre-contractual information • Loan agreement (after approval) • Loan schedule (after approval) • Financial analysis * Necessary documents for decision making can be added, if deemed necessary by the Branch. |
| APPROVAL/ DISBURSEMENT |
8 business hours |
| NEI |
31.04% up to 33.09% |
