Loans that support realizing your desires!

For all of you who want to renovate your home, buy new furniture, repair your car, or travel, now the decision is easier because Fondi BESA is close to you with the Consumer Loan.

If you need funding up to 1,000,000 ALL for consumer needs, you can get the loan quickly and easily.

• Consumer Loans fits to your needs and requirements regarding the term and amounts.
• The loan is transfer redirectly to your account once the con tract is signed.
• We allow you to repay the loan in advance at no extra cost

For further information and loan examples with effective interest please download the Leaflet



  AMOUNT   The maximum loan amount is 1,000,000 ALL
 DURATION Up to 5 years (60 months)
  FEE   1-4% according to the loan term.
  COLLATERAL          Without collateral up to 600,000 ALL
Amounts over 600,000 ALL:.
Mortgage; Lien; Pledge; Endorsement
Value of collateral should be 150% of the loan amount.
  REPAYMENT     Depending on client preference:
 Flat – equal installments for the whole repayment period.
• Declining – Interest is calculated on the remaining amount of principal.
INTEREST   24% to 28.8%
Interest rate is consistent with:
• Loan amount and terms
• Collateral to be used as a guarantee for the loan
• Number of loans the client has benefitted


Amount 60,000 ALL
Maturity 12 Months
Nominal monthly interest 2.40%
Nominal annual interest 28.80%
Fee (in %) 1%
Fee (in value) 600 ALL
APR 35.5%




Loan AmountMonthly Instakkment Term (month)


Figures are approximate. For accurate figures, you need to get the right information at your nearest office of Fondi BESA in your city.

Please download the Standardized Pre-contractual Information Leaflet
• For further information please download Method of calculating the effective interest